Powered by CFA

AgncyPay™ × CFA

The First End-to-End Financial Layer for Music Distribution

Integrated payments and valuation infrastructure that enables music distributors and indie labels to sell catalogs directly from their dashboards—with automated splits, real-time reconciliation, and instant liquidity.

100%
Automated
Real-Time
Reconciliation
5%
Hosting Fee
Business intelligence chart and graph display on computer monitor at corporate office. Dark blue interface of dashboard data analysis dashboard. Financial database for business marketing. Trailblazing

Fully Auditable

Transparent Ledger

How AgncyPay™ Works

A seamless integration that powers catalog sales, automated splits, and fully reconciled payouts for the music distribution ecosystem.

1

Embedded Valuation

CFA's API analyzes royalty and DSP data to generate accurate fair-market valuations for each artist's catalog.

2

Initiate Sale

Artists can view, sell, and settle directly through their existing distributor dashboard with one click.

3

Auto-Split Funds

AgncyPay™ automatically routes and splits all funds between distributor, artist.

4

Full Reconciliation

Clean, auditable payment environment with transparent ledger tracking and verified wallet IDs.

Premium Feature

Net-0™ Payments Module

Available only to qualified labels. Connects to DSP receivables via Raven Financial to provide instant liquidity on verified earnings—no waiting for platform payouts.

Instant Liquidity on Verified Earnings
Businessman using a tablet with a stylus to analyze financial data on a futuristic digital dashboard with visual analytics and graphs Business Intelligence BI

Auto-Split

All Transactions

Core Features

Built for Distributors

AgncyPay™ removes the need for manual accounting or third-party payment tools. Give your artists a clean, auditable payment environment while you earn transaction fees and retain catalogs post-sale.

Transparent Ledger Tracking

Full visibility into every transaction with verified wallet IDs and real-time reconciliation.

Automatic Fee Distribution

5% hosting fee for catalogs that remain live on your platform—distributed automatically.

Retain Catalog Ownership

Distributors retain the catalog post-sale under new ownership—ensuring ongoing revenue streams.

Per-Transaction Earnings

Earn fees on every catalog sale processed through your platform with zero manual work.

Technical Capabilities

Enterprise-grade infrastructure built specifically for the music distribution ecosystem.

Embedded Valuation API

RESTful API integration analyzes royalty data, streaming metrics, and historical performance to generate accurate catalog valuations.

Smart Payment Routing

Automated fund distribution to multiple parties with configurable split rules and instant settlement to verified wallets.

Real-Time Ledger

Immutable transaction records with cryptographic verification ensure full auditability and compliance.

DSP Integration

Direct connections to Spotify, Apple Music, and other platforms for real-time royalty data and performance metrics.

Bank-Grade Security

End-to-end encryption, multi-factor authentication, and compliance with PCI DSS and SOC 2 standards.

Verified Wallet IDs

KYC/AML-compliant identity verification with secure wallet registration and multi-signature support.

Ready to Integrate AgncyPay™?

Join the first end-to-end financial layer built specifically for music distributors and indie labels.

Who Benefits from AgncyPay™

Built for every stakeholder in the music distribution ecosystem.

Music Distributors

  • Earn per-transaction fees automatically
  • Retain catalog ownership post-sale
  • No manual accounting required
  • 5% hosting fee on live catalogs

Indie Labels

  • Access to instant liquidity via Net-0™
  • Sell catalogs without leaving platform
  • Transparent fee structures
  • Real-time settlement tracking

Artists

  • Fair-market catalog valuations
  • View and sell from existing dashboard
  • Instant payment upon sale
  • Full transaction transparency
Zero
Manual Accounting
100%
Automated Splits
Real-Time
Reconciliation
Example Transaction

$100K Catalog Sale — End-to-End

See how distributors win financially with immediate revenue + recurring hosting income.

1. Sale Executed via Widget

Artist selects payment method from their distributor dashboard:

Instant Payment

2.9%

Processing Fee

ACH Transfer

0.8%

Processing Fee

2. Processing Fee @ 2.9% ($2,900 Total)

Simple, transparent payment processing fee automatically split between distributor and transaction processing:

Distributor/Label

$870

30% of Processing Fee

Instant Settlement

AgncyPay™ Processing

$2,030

70% of Processing Fee

Secure Processing

Artist Receives

$97,100

Net proceeds after 2.9% processing fee

Competitive with industry standards: Similar to Stripe (2.9% + $0.30), PayPal (3.49%), and other payment processors—but with built-in catalog valuation, automated splits, and distributor revenue sharing.

3. Post-Sale: Recurring Hosting Fee

Buyer pays 5% hosting fee to the distributor for catalogs that remain live on the platform—automatically split and reconciled.

Ongoing Revenue Stream

5% Annual Hosting

Recurring Income

Immediate Revenue + Recurring Hosting Income

Distributors earn instant transaction fees plus ongoing hosting revenue—all automated, transparent, and fully reconciled.