Help Center
Everything you need to know about Creative Funding Agency, Royalty Capital Solutions, and our services for artists and rights holders.
General
Creative Funding Agency is a financial services platform designed for the creative and entertainment economy. We provide funding solutions, catalog valuation, and payment infrastructure for artists, creators, distributors, and entertainment companies across multiple verticals.
Our mission is to unlock liquidity in creative assets and create transparent, efficient financial transactions throughout the creative ecosystem.
Our services are designed for:
Getting started is easy:
You can submit your application here.
Initial consultations and catalog valuations through our platform are free. We earn our fees only when a deal successfully closes, typically as a percentage of the transaction. There are no hidden fees, application costs, or obligations to proceed.
We're aligned with your success and only get paid when you do.
Music financing is unrestricted capital — you can use it for any purpose including:
The funding is yours to deploy as you see fit.
Yes, in many cases. We'll need to review your existing agreements to understand what rights you control and what restrictions may exist. Many artists have partial ownership or specific rights they can leverage for funding.
We work with your legal team and existing partners to structure deals that comply with all agreements. The key is understanding exactly what rights are encumbered and which remain available.
AgncyPay™
AgncyPay™ is an embedded payment infrastructure designed specifically for music distributors. It enables distributors to offer catalog sales directly from their platforms with built-in valuation, payment processing, and automated fund distribution.
Think of it as the financial layer for music distribution platforms—similar to how Stripe powers payments for e-commerce, but built specifically for music catalog transactions.
AgncyPay™ charges a 2.9% processing fee for instant payments (or 0.8% for ACH transfers), which is automatically split:
This is competitive with standard payment processors like Stripe (2.9% + $0.30) and PayPal (3.49%), but includes catalog valuation, automated splits, and distributor revenue sharing built in.
AgncyPay™ integrates seamlessly with distributor platforms through:
Our technical team provides full support during integration. Learn more about AgncyPay™.
Distributors earn revenue through two streams:
This creates both immediate revenue from transactions plus long-term recurring income.
Yes. While AgncyPay™ is built primarily as an infrastructure product for music distributors, individual artists can access its real-time catalog valuation and liquidity features through our direct platform. Artists get the same institutional-grade analytics that distributors offer their entire rosters.
Stripe and PayPal are general-purpose payment processors. AgncyPay™ is purpose-built for music catalog transactions. Key differences:
It's not just payments — it's a full-stack financial operating system for music rights.
Funding & Valuation
Our proprietary valuation engine analyzes multiple data points:
We typically value catalogs at 3-5x annual net publisher's share, depending on growth trajectory and other factors.
To get started, you'll need:
You can upload these documents through our application portal.
Funding timelines vary by transaction type:
Each transaction type has different documentation and review requirements. Contact us to discuss your specific needs and get a more precise timeline.
If your catalog doesn't currently meet our criteria, we'll provide:
We're committed to helping you succeed, even if we can't offer funding immediately. Our goal is to be a long-term partner in your music career.
Selling your catalog means transferring ownership of your music rights permanently to a buyer in exchange for a lump sum. A royalty advance allows you to retain ownership while receiving upfront capital that is recouped from your future earnings.
Advances typically offer more flexibility and allow you to benefit from long-term catalog growth. Sales provide immediate, larger lump sums but you give up future upside. Each path suits different goals — we help you evaluate both.
Requirements vary by funding type and investor. Generally, we work with artists generating at least $10,000–$25,000 annually in verifiable royalties. However, we also consider growth trajectory, platform diversification, and catalog potential.
Use our funding calculator to get an instant estimate based on your specific situation.
Catalog buyers generate returns through ongoing royalty collection from streaming, licensing, sync placements, and other exploitation rights. They may also benefit from catalog appreciation over time or through active management that increases the catalog's earning potential.
Institutional buyers typically target specific IRR thresholds based on catalog risk profile and growth potential. A well-managed catalog can yield 8-15% annual returns over a 10-20 year horizon.
Multiples vary significantly based on catalog quality and characteristics:
Factors like genre, copyright remaining term, streaming momentum, and sync licensing history all influence where your catalog falls on this spectrum.
Security & Legal
Absolutely. We employ bank-grade security measures:
Your financial and catalog data is protected with the same level of security used by major financial institutions.
This depends on the type of agreement:
All agreements are clearly outlined in your contract. We recommend consulting with a music attorney before signing any agreement. We're transparent about exactly what rights are involved in every transaction.
No hidden fees—complete transparency:
All fees are disclosed upfront before you commit to any transaction. What you see is what you get.
Get in Touch
Our team is here to help. Reach out and we'll get back to you within 24 hours.