Everything you need to know about Creative Funding Agency, AgncyPay™,
and our services for artists and distributors.
General Questions
Creative Funding Agency is a financial services platform
designed for the creative and entertainment economy. We provide
funding solutions, catalog valuation, and payment infrastructure
for artists, creators, distributors, and entertainment companies
across multiple verticals.
Our mission is to unlock liquidity in creative assets and create
transparent, efficient financial transactions throughout the
creative ecosystem.
Our services are designed for:
Independent Artists & Creators: Looking to
sell or finance their creative catalogs
Content Distributors: Wanting to offer
catalog sales and payment infrastructure to their clients
Creative Representatives & Agencies: Managing
talent and seeking funding opportunities
Entertainment Companies: Looking for
financial solutions and payment processing for creative assets
Getting started is easy:
Submit an Application: Fill out our
application form with your details
Upload Documentation: Provide royalty
statements and performance data
Valuation Review: Our team analyzes your
catalog and provides a valuation
Get Funded: Once approved, receive your funds
and start benefiting from our platform
AgncyPay™ is an embedded payment infrastructure designed
specifically for music distributors. It enables distributors to
offer catalog sales directly from their platforms with built-in
valuation, payment processing, and automated fund distribution.
Think of it as the financial layer for music distribution
platforms—similar to how Stripe powers payments for e-commerce,
but built specifically for music catalog transactions.
AgncyPay™ charges a 2.9% processing fee for instant payments
(or 0.8% for ACH transfers), which is automatically split:
70% goes to AgncyPay™ for payment processing
and infrastructure
30% goes to the distributor as revenue share
This is competitive with standard payment processors like Stripe
(2.9% + $0.30) and PayPal (3.49%), but includes catalog
valuation, automated splits, and distributor revenue sharing
built in.
AgncyPay™ integrates seamlessly with distributor platforms
through:
RESTful API: Easy integration with your
existing tech stack
Embeddable Widget: Drop-in component for your
artist dashboard
Webhook System: Real-time notifications for
transactions and events
White-Label Options: Customize the experience
to match your brand
Your financial and catalog data is protected with the same level
of security used by major financial institutions.
This depends on the type of agreement:
Catalog Sale: You transfer ownership of the
specified rights (typically master recordings or publishing)
to the buyer
Advance/Financing: You retain ownership but
assign future royalty income as repayment
Partial Sale: You can sell a percentage of
your rights while retaining the remainder
All agreements are clearly outlined in your contract. We
recommend consulting with a music attorney before signing any
agreement. We're transparent about exactly what rights are
involved in every transaction.
No hidden fees—complete transparency:
Application: Free
Valuation: Free
Processing Fee: 2.9% for instant payments,
0.8% for ACH (only if transaction completes)
No Monthly Fees: No subscription or
maintenance charges
No Early Termination Fees: For financing
agreements
All fees are disclosed upfront before you commit to any
transaction. What you see is what you get.
Still Have Questions?
Our team is here to help. Reach out and we'll get back to you within
24 hours.