CFA
AgncyPay for Distributors

You Keep the Royalty Ledger. We Pay Your Artists.

Royalty accounting software stays your source of truth. You reconcile the statements. AgncyPay embeds as the pay button that moves royalties — from Spotify, Apple, YouTube, and beyond — straight to every artist on your roster.

Become a Distributor Partner See How It Works
Analyst reviewing royalty accounting data dashboard with KPI metrics for a music distributor

Royalty Payout

Executed by Agncy

Royalty Statement

Reconciled in your software

Feeds from Spotify Apple Music YouTube + every DSP

One Source of Truth

Every DSP Statement. Reconciled. Consolidated. Ready to Pay Out.

Your royalty accounting software pulls every platform together into one ledger. AgncyPay sits at the edge, turning reconciled balances into instant artist payouts.

Consolidated royalty analytics dashboard showing financial performance charts across multiple DSPs

Consolidated royalty data · All DSPs

The Flow

From Royalty Statement to Artist Payout

The money flows through the systems the industry already runs on — your royalty accounting software stays at the center of it all.

DSPs
Spotify · Apple · YouTube

Distributor

Royalty Accounting
Software

Artists
+ Publishers

Embed, Don't Replace

Your royalty software stays in place. AgncyPay plugs into the workflow you already run — no migration, no new systems for your team.

You Own the Ledger

Your software determines what each artist earns. Agncy doesn't calculate royalties — it executes the payouts you approve.

Seeds vs. Ownership

The distributor seeds the network but doesn't own it. Every artist and publisher becomes an independent Agncy identity.

"The distributor seeds the network. The distributor does not own it."

Core architecture principle of the Agncy Network.

Live Demo

The Ledger Lives in Your Software. The Payout Happens Here.

No invoices. Royalty statements from the DSP drive everything. Your software reconciles the numbers, and Agncy just pays the artist. Try it: hit pay, then change the distributor's share.

Royalty Statement · From DSP

Spotify — Q2 Statement

Reconciled in Royalty Software

Gross royalty received (per statement)

$10,000

Uploaded, reconciled & consolidated in your royalty accounting software.

Your Software Determines the Split

Distributor's share
30% $3,000
Co-writer / outside party
fee $0
Artist's payable — Pay to the artist
auto $7,000

Tip: tap the pencil next to the distributor's share to change it — Agncy always pays out whatever remains to the artist. Your software stays in charge; Agncy just executes.

One Instruction. Executed Instantly.

Agncy receives "Pay the artist — $7,000" and moves it. You never calculate a payout.

Demo only — no real money moves.

Publishers & outside entities: if an artist's royalty includes a co-writer, publisher, or other payee who hasn't joined AgncyPay yet, they simply activate a free Agncy account on request to send & receive on that payment. No friction, no delay.

AgncyBrain Eligibility

Royalty statement history
Payout & accounting history
Banking information
Streaming & DSP data
Existing artist records

AgncyBrain Intelligence

Approval powered by your existing data

Eligibility Without Friction

No Fintech Forms.
Your Data Is the Application.

Rather than asking a distributor to fill out traditional fintech onboarding, Agncy establishes eligibility automatically from the history that already exists in your system — royalty statements, payout history, banking, and artist records.

AgncyBrain intelligence reads that data to approve each participant in seconds. Enhanced KYB becomes the exception rather than the default.

Traditional onboarding

Weeks of paperwork, manual review, and back-and-forth

Agncy automated eligibility

Approved in seconds, from your existing data

The Network Effect

One Distributor Onboards. A Whole Ecosystem Follows.

Every distributor seeds its own corner of the network. Then royalties connect everyone — artist to artist, publisher to publisher, across rosters.

Distributor #1

pays royalties to

Artist A

collaborates with

Artist B

on Distributor #4

Publisher / Co-writer

shares the publishing

More DSPs

→ more distributors

The Key Architecture Principle

"The distributor seeds the network. The distributor does not own the network."

Every artist and publisher's Agncy identity exists independently of the distributor that introduced them — so as rosters and collaborations overlap, everyone keeps their own place in the ecosystem.

AgncyID: one identity, network-wide — independent of the introducing distributor.

Every distributor creates an entry point

The system that already holds the royalty obligation becomes the front door to the network.

Royalties propagate value

Distributor → artist → publisher → next distributor — each payout recruits the next connection.

Identity is portable

Change distributors, keep your standing. The AgncyID belongs to the artist — not the distributor.

Global Agncy

One Network. Local Rails Underneath.

We replicate the proven payment network internationally — and the customer experience stays the same. What changes underneath are the rails.

United States

ACH / RTP

United Kingdom

Faster Payments

European Union

SEPA / SEPA Instant

Canada

Domestic rails

Australia

NPP / local rails

This isn't five products. It's one.

One Agncy Network — with local infrastructure underneath it. The same partner experience, the same API, the same pay button, in every market.

Stablecoin or other infrastructure can be used underneath where useful for cross-border movement — without exposing crypto to the customer.

True Multi-Currency Artists

Artists receive the fuller multi-currency experience:

Receive USD GBP EUR CAD AUD

Hold, convert when desired, send, and withdraw locally.

These will be true economic currency balances — not USD balances with foreign-currency display values.

Official Agncy Launch

From Payment Network to Financial Ecosystem

The network already exists. Payments, histories, counterparties, and trust are in place. Now we layer the financial products on top.

Distributor Account / FBO

Distributors can maintain funds inside Agncy — not just settling everything back to an external bank.

Treasury Balances

Larger payors can maintain balance inside Agncy and deploy capital against their royalty obligations.

AgncyCard

The flagship product — powered by verified income. Hold, spend, convert, and access liquidity on one card.

Verified-Income Liquidity

Access against verified receivables and payment activity — with AgncyBrain providing the risk intelligence.

Programmatic Autopay

Rules set it and forget it: "When Spotify pays Statement Y, pay Artist Z."

Agncy Rewards

Rewards follow network activity — pays, requests, sends, and receives — the full flywheel.

The Rewards Flywheel

DSP pays → rewards Distributor requests → rewards Distributor sends → rewards Artist uses funds → rewards
The Launch Sequence

Building the Network, in Order

Each phase proves the last before the network scales to the next.

01

Beta — Prove the Flow

US · Closed pilot

Real transactions, real reconciliation, through existing external bank accounts.

Closed distributor pilot Payment portal + Artist app
02

MVP — Prove Adoption

Multiple US distributors

The DSP → Distributor → Artist network moves real volume. Build trust. Begin AgncyBrain.

Existing banking relationships Build volume & trust
03

Distribution — Build the Network

Where you plug in

CRM / ERP / accounting integrations. API-first eligibility/KYB. Network propagation. AgncyID independent from CRM.

CRM embeddings AgncyID Scale US volume
04

Global — Expand the Rails

UK · EU · Canada · AU

Local collection and payouts, FX, and true multicurrency Talent balances.

Local collection Local payouts FX

Official Agncy Launch — Financial Network

Monetize the relationship

Agency FBO/account, treasury balances, AgncyCard, verified-income liquidity, programmatic Autopay, Agncy Rewards, full AgncyBrain.

AgncyCard Treasury Automation Rewards

The Strategic Thesis

Payments acquire the network. Data understands the network. Liquidity monetizes the network.

Power your platform with the Agncy Network

Your Software Stays the Source of Truth. Agncy Becomes Your Pay Button.

Agncy owns the network. You power the money movement — seamless, embedded, and ready for every market. Let's build the network together.

Become a Distributor Partner Talk to the Agncy Team

Simple embed · API-first eligibility · One identity, network-wide