The Financial Network for Creators

Your Royalty System Calculates It.
AGNCY Moves It.

Keep Curve, TONE or your existing royalty stack. AGNCY takes approved payment instructions and moves creator money through one domestic and global payment network — without changing your commissions, deductions, recoupments or accounting logic.

Mobile phone displaying Agency payment app interface with purple gradient background and download buttons for Google Play and App Store.

Real time. Every time.

Approved payouts, moved through the fastest available route

Keep Your Stack.
Upgrade What Happens Next.

Your royalty system calculates the payable. AGNCY moves the money to every approved recipient — artist, producer, writer — through one coordinated payment.

Royalty / Accounting System

Revenue Contractual splits Commissions Recoupments Expenses Deductions Reserves
Approved Payable
AGNCY
Verify → Route → Move → Confirm
Artist · Producer · Writer · Other Approved Recipients

One approved payout can trigger coordinated payments across the entire recipient network.

Your Economics Stay Yours.

AGNCY does not change your royalty calculations, commercial terms, commissions, deductions or recoupment logic. We execute the payment instructions you approve.

Fast to Implement

Start Simple. Automate When Ready.

No banking rebuild, no engineering project. You start with the workflow you already have and expand when it suits you.

Connect

Connect Your Bank

Connect your existing operating account through Plaid. Creators connect their payment destination the same simple way.

Upload

Start with Your Payout File

Upload the CSV/XLSX payout file your team already uses. No API required to get started.

Automate

Scale with SFTP or API

Move to Secure File Transfer or API integration when volume grows.

Keep your bank. Keep your artist portal. Keep your payout file. Add AGNCY.

Creator Wallet ID

One Creator. One Financial Identity.

AGNCY Wallet ID gives each creator a reusable financial routing identity across connected music companies. Instead of every company maintaining a separate payment relationship, AGNCY connects multiple income sources to one verified creator identity.

AGNCY doesn't just aggregate the data. It moves the money.

Today

Label A bank details
Distributor B bank details
Publisher C bank details
PRO D bank details

Every company independently maintains the creator's payment information.

With AGNCY

Label A ↘

Distributor B →

Publisher C ↗

PRO D ↗

@CREATOR
Approved Financial Destinations
Plaid Connect Bank interface showing payout method setup with Set Up Payouts button and secure bank linking option

One Creator. One Financial Identity. Multiple Income Sources.

If the creator updates an approved underlying payment destination, their AGNCY identity can remain consistent across connected relationships. This reduces friction for both creators and the companies paying them.

One verified creator identity can reduce repeated bank-detail collection, payment maintenance and payout exceptions across your roster.

Creators can then route received funds across their own approved financial network — manager, producer, reserves and more.

One Payment Experience.
Domestic or Global.

Your finance team shouldn't have to pick a rail for every transaction. Send one instruction — AGNCY figures out the route.

One AGNCY Instruction

US Domestic

RTP · Same Day ACH

Global Express

Optimized cross-border route

Automatic Routing

AGNCY selects the appropriate available route.

Faster Global Payments

Rapid or near-instant where supported.

Lower Cross-Border Friction

Designed to reduce intermediary-bank fees, FX friction and settlement delays.

You send one instruction. AGNCY figures out the route.

Integrate Without Rebuilding Your Stack.

API

For deeper enterprise integrations.

Secure File / SFTP

For automated payment files.

CSV / XLSX

For teams that want to get started without engineering work.

Supported Integrations

Connect AGNCY with existing royalty, finance and accounting workflows.

Start with the workflow that works for your team. Expand the integration as volume grows.

Keep Your Royalty Stack.
Upgrade Your Payment Network.

Connect AGNCY to the systems you already use and give your finance team one infrastructure layer for domestic payments, global creator payouts and financial routing across your roster.